Kondiaronk introduces Ikuálo, the financial app that opens new opportunities for you this Christmas.
Download the app now and get your Mastercard card with a Spanish IBAN, with no extra paperwork or complications.
Open an account using only your passport, NIE, or DNI
You only need your proof of residence (empadronamiento certificate).
Account with a Spanish IBAN
Receive your salary or public benefits directly into your own account.
Physical and virtual Mastercard
Buy, pay, and receive money with your phone. Easy, fast, and secure.
Transfer without hassle
Send and receive money within Europe.
Everything from a secure and easy-to-use app.
Your financial inclusion in Spain starts with IKUALO
The app for migrants that allows you to manage your money without barriers.
We understand you and help you integrate
Here, your passport is enough to get started
No impossible requirements
With European security and backing
100% digital: your money at your fingertips
The account and card are payment services provided by Bnext Electronic Issuer, EDE, S.L. (Tax ID B88463534), an electronic money institution registered with the Bank of Spain under number 6717. This is an electronic money payment account (not a bank deposit).
More information and terms and conditions at ikualo.com.
Finance with purpose
Places migrants, their families, and their communities at the center
Through its Dignified Remittance and Solidarity Savings programs, it promotes productive and cooperative projects through:
- Dignified Remittance → more money reaches home
- Solidarity Savings → you contribute to the common good
- Projects that strengthen community life
